Simple process. Fill out an app. Get contacted by a loan officer. Make an appointment (best way to protect your financial information). See available rates and vehicles. Make a decision. That's it; there is no obligation and you will not be charged for our services. We work with dealers because that's where banks and other lenders are most comfortable.
Requirements? First things first.
We do not off title loans or cash loans or payday loans or anything like that. We offer car loans where customers go to a reputable local dealer on an exclusive appointment basis. Upon arrival, you can see what's on the table. Like it and drive away. If not, say good-bye. Never a charge. No obligation.
Here are the minimum requirements to qualify for a quick auto loan:
• legal U.S. resident over 18 years of age.
• minimum $1,800 gross monthly income.
• no current bankruptcy (recent discharges okay)
• no repossessions in the last 12 months.
What else need you know?
No loans available for sales between private individuals. All vehicles must come from within our dealer network. We're in good standing with the BBB. We offer a way to apply via phone (1-800-Auto-Loan) if you prefer to deal with a human.
Bottom line: If you can find a loan, it's a great time to buy a car. Prices are way low -- and we can help you with the loan.